Five budget-friendly gift ideas

Buying gifts for our loved ones can be a tricky enough task without considering the costs. While your sister might like an iPad and your best friend might want a record player, it’s not always possible to treat them as much as we want to. But there are plenty of

How To Save Money On Back To School Shopping

As soon as August comes to an end, it seems that shops everywhere start promoting their back to school supplies. Whether you’re disappointed that the summer holidays have to come an end or relieved that your children will finally stop complaining that they are bored,

Money Management Tips For Students

If you’ve recently received your results and have found out which university you’re going to be heading off to later this year, perhaps your thoughts have turned to money. The enormous cost of university education has hit the headlines multiple times throughout the

How To Prepare Financially For Retirement

Retirement is a long-awaited stage in many people’s lives. However, not only does retirement require 40 years of work it’s also necessary to carry out a considerable amount of pre-planning in order to make sure that you are able to be financially stable once you

How to Save Money When Booking a Holiday

It’s finally summer, the months filled with glorious sunshine, cocktails by the pool and beautiful sandy beaches – at least, it will be for the lucky amongst us planning on going on holiday this summer. But a holiday is no small expense. Even if you’ve been saving

4 Reasons Why You Should Review Your Life Insurance Policy

Life insurance can be a valuable form of cover to have as it ensures that your family are taken care of should you pass away. Most people tend to sign up for life insurance when they purchase their first home, however it is possible (and sometimes best practice) to have

Do You Need Life Insurance?

When it comes to a subject matter like life insurance, there are often a lot of question marks and grey areas that tend to be experienced and in need of clarification. Few people tend to be aware of the fact that life insurance is an important part of the home buying

What’s Inheritance Tax & How Can You Cut The Amount You Pay?

Personal finance news is often dominated by solutions to day-to-day problems and debates about short term loans. But it’s important to consider long-term issues too. Many people ignore Inheritance Tax because they don’t like to think about it. But failure to act

Should You Refinance Your Mortgage?

When should you refinance your mortgage? While some individuals may think that refinancing their mortgage is a quick move that will allow you to save money, this is not something that is entirely true in every situation. As with all refinances, there are costs