Why APR isn’t a Good Indicator of Value for Short Term Loans

If you have only ever heard one thing about short-term loans - sometimes also known as payday loans - it's probably that the interest rates charged are astronomically high in comparison with other types of loan. It's a narrative that is repeated a lot, but one that is

Payday Loans Without A Credit Check?

Payday Loans No Credit Check? So is it still possible to get a payday loan without a credit check? It's not a simple question to answer but we'll have a go filling in the details. In short the summary is it's increasingly hard to get a payday or short term loan with no

Payday Loans In 2018

What is happening to Payday Loans in 2018 First of all, happy New Year and welcome to 2018. The short term loan and payday loan industry has undergone some serious changes in 2017. With the introduction of a number of firms offering to get refunds for payday loans,

Top 5 Tips To Make It To Payday

Christmas is over, when's Payday? We know the deal, you've had a great Christmas and Boxing Day. You've gone back to work today and checked the bank balance! Maybe you followed the many tips online and your Christmas and it was all paid for in advance. Maybe you didn't

Loans For Bitcoin?

Is it worth a loan for Bitcoin? You might have seen the hype in the last two weeks about Bitcoin. Bitcoin is a new type of currency that is entirely computer based so it's not really a coin. Bitcoin has dramatically increased in value this year and in particular in the

Top 10 Tips To Reset Your Debt

How to reset your debt Particularly at this time of year, with Christmas right around the corner, you might be short of cash. If you've been having financial worries for some time, you might have built up a fair bit of debt. As with every difficult subject, there's

Nurses Trapped In Payday Loan Debt

Are Nurses stuck in Payday Loan trap? It's thought that over 5% of nurses in the UK have taken out a payday loan. After years of frozen wages, times are hard for the people working everyday in our hospitals. The Royal College of Nursing surveyed over 7000 nurses on

Top 10 Christmas Money Saving Tips

Christmas can be expensive But it doesn't need to send you into short term financial emergency! There are loads of way to keep Christmas spending under control. Read on for our top 10 Christmas money saving tips. 1. Plan according to your budget As we've written

Get Ready For Cyber Monday

Are you ready for Cyber Monday? It's Black Friday but that's not the end of the deals. A tradition that started in America but is now huge in the UK, Cyber Monday is the first Monday after Black Friday. Cyber Monday is a whole new round of discounts and sales focussed